10 Fast Loans To Salary: And No Interest And No Guarantee


On this page, we’ve selected the most popular online fast payroll companies to pay. Most of them are loan-to-pay without interest for every first loan and no guarantor, and some are suitable even for people with bad credit history and poor CCR.

If you have not received a paycheck, but you have to pay your bills, if you have unforeseen or planned expenses, but you have no funds and you have decided to withdraw a fast payroll loan – a short-term solution to financial difficulties, we will introduce you to the top 10 proposals from the Central Register of BNB financial companies.


  • Quick pay to pay online from 50 to 1,300 leva, without interest for every first loan and no guarantors.
  • Transparent conditions: Bulgarian citizens older than 19 years, provide all the necessary information listed in the online application form and cover minimum credit requirements.
  • Approval for up to 15 minutes.
  • Without guarantors, no guarantees.
  • No proof of income.
  • You can extend your loan term indefinitely within one calendar year.
  • You have the right to apply for an additional amount to your active loan.
  • Working hours: 7 days a week, weekends and public holidays.


  • Fast loan to pay, online for amounts from 50 to 1000 leva, 5 to 45 days.
  • Every first loan to pay without interest .
  • You know in advance the full cost of the service, the amount of the interest and the fees. You use a credit calculator for calculations.
  • Application conditions: Bulgarian citizens aged 18 to 70 with permanent address registration, income and pure credit history. Approval for up to 10 minutes.
  • A guarantor is required – a natural person or a bank, a partner of the company.
  • You can extend the deadline by 7, 15 or 30 days – up to 5 times.
  • You can repay the loan in parts.
  • If necessary, you receive an up-to-date document about the absence or the existence of obligations.



  • Fast loans to pay, size – credit up to 1000 leva , repayment term up to 45 days.
  • Only for Bulgarian citizens aged 18 to 70.
  • The loan is also provided to unemployed, on maternity leave, retired, self-employed.
  • Online credit is with you the same day – your request is handled instantly, approval in minutes.
  • No collateral and no proven income.


  • Fast Loan Loans, 15 to 30 Days.
  • Every first loan to pay without interest .
  • Three Easy Steps: Choose an amount and a repayment period, fill in a short online form, get a response to the moment, after approval, take the money by bank transfer or at Easy Money.
  • Terms of Application – Be mature and have a valid ID.
  • A refinancing option can extend the payout period – an unlimited number of times.



  • Max online – easy and fast credit to pay, from 100 to 500 leva.
  • For customers aged 21 to 75 years.
  • Required documents – valid ID card.
  • No guarantors.
  • Period up to the first payment – 32 days.
  • Flexible repayment scheme – cumulative or 3 times: monthly installments with fixed maturity dates.


  • Online money for a loan of BGN 100 to 600, payable in one installment and can be used for a period of 14 or 28 days. You choose a repayment plan yourself.
  • Free form of application, easy approval, only with ID card. You can request an express review. If you think – you can opt out of the loan.
  • Loan without a labor contract , no permanent income.
  • Collateral and guarantors – not obligatory, applied as an additional option.

7. STIK Credit

  • Fast credit up to a salary of 50 to 800 leva. The return period is negotiated individually / credit line /.
  • Conditions for allocation: Bulgarian citizens aged 18 to 70 who are employed – to be able to prove income that is correct when providing data and responsible for repayment of the loan.
  • Enhanced application procedure, without unnecessary commitments, credit immediately – statement on the loan within minutes, timely information on upcoming payments, discounts and promotions.
  • Every first loan to pay without interest .
  • Loans without guarantors.


  • Fast loans up to BGN 50 to 500 for 30 days.
  • Application requirements: 18 years of age, permanent income and paid social security contributions, monthly income higher than the amount of the loan and serviced obligations.
  • Approval up to 20 minutes – money to minutes .
  • No guarantors or other collateral are needed.
  • No paper contract. Individual repayment plan.


  • Online fast-to-pay credits – up to 1000 leva, repayment term up to 12 months.
  • Application requirements: Bulgarian citizens over the age of 18, fill in correctly the fields.
  • Approval from 5 to 20 minutes, the signing of the contract is entirely online.
  • The loan is guaranteed by an individual: with a social security income of over BGN 1,400, working on a labor contract at least 6 months back with the last employer, a net credit history and no active credit to the company.
  • You may extend the term of the loan against payment of a fee, you can repay early without additional costs.



  • Fast credit to pay – up to 700 leva, up to 30 days.
  • Conditions for granting: 18 years of age, live in Bulgaria, have permanent income, mobile phone and email address.
  • Fill in the questionnaire for 10 minutes, receive a reply within 30 minutes, sign the contract remotely.
  • Discounts for loyal customers.