5 TOP Interest-free Loans To Salary: Easy, Fast, Advantageous

Easy and quick non-interest-based payroll loans are lucrative loans that you can get from several online lending companies. The companies we show you are the top 5 in this field authorized to perform this service registered in the Central Register of the BNB and the administrators under the Personal Data Protection Act.

These are financial institutions that grant interest-free payroll loans under favorable conditions, with no hidden, vague texts and no extra costs.

They are granted under the general requirements of the respective companies, in accordance with their respective company policy.



  • Interest-free loans to salary, 0 BGN interest, 0 BGN fee.
  • Amount – up to BGN 400, repayment term up to 30 days.
  • Online application without an office visit.
  • You choose the amount and the time for your first loan, register, and if you get a positive opinion, you immediately get the money. There are no fees for registration, application and absorption of the money.
  • Credit immediately – approval within 15 minutes.
  • No guarantors, no guarantors.
  • Requirements: Bulgarian citizens aged 19 and over who provide all the necessary information and meet the minimum credit requirements.
  • You can get the loan provided you have an active loan to another company as long as you cover the company’s creditworthiness conditions.
  • Working hours: 7 days a week, weekends and public holidays.


  • Interest-free loans to pay. For unforeseen costs, you return just as much as you’ve taken.
  • Size – credit up to BGN 1000 , repayment term up to 30 days.
  • Easy and discreet: Online request for the amount you want or in the offices of the partners of the company.
  • Up to 5 minutes credit , you receive the JMC with your opinion, confirm your agreement and the amount is settled on your bank account or Easypay.
  • Transparent conditions and perfect service on working days, holiday and festive.
  • Application conditions: Persons permanently living in Bulgaria between the ages of 18 and 70, with permanent address registration, income and a pure credit history.
  • You need to provide a guarantee for your loan – a natural person or a partner bank of the company.


  • Interest-free 1st and 5th credit. Fixed rate 0%, APR – BGN 0. On the territory of the whole country with internet access.
  • Amount up to BGN 600, repayment term up to 30 days.
  • Application requirements: Adults with a valid ID and permanent income.
  • Completing and sending the credit application, the signing of the contract is entirely online.
  • You should specify an adult contact with your own phone number.
  • You receive the approved amount by bank transfer or at Easy Money.
  • Working time: no weekday from Monday to Sunday.


  • Interest-free loan to pay, up to 30 days, for each new client, size – credit up to 500 leva. No cost, you return as much as you’ve taken.
  • Clear conditions, approval up to 20 minutes. Connect to the company by chat, phone or email.
  • Track your credit request in real time.
  • There are no hidden charges.
  • No employment contract is required without a permanent income condition.


  • Interest free first credit up to 500 leva, repayment up to 30 days. Choose amount and time.
  • Conditions for release: aged between 18 and 65 and working.
  • Comfortable form, entirely online credits.
  • Response of the application on the day of application.
  • Without paper contracts and an office visit, you get the money the same day by bank transfer, EASYPAY or ATM.

Non-interest-paying loans are loans to cover urgent financial needs, unforeseen expenses and household needs.

The common one is: All are granted to customers who apply for the first time in the company concerned and must return to a specified time. If you decide to apply for a non-interest-rate credit, you have to comply with these two irrevocable conditions.

If you keep them, your payday loan will be really useful, will meet your goals and be effective.

As long as you need money that you can get back quickly and seamlessly, try to withdraw interest-free credit to pay, so you will get acquainted with the loan parameters for free, get a sense of the company, decide whether it’s convenient to use his services in the future.